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Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Here we will look at what exactly a credit card is, what the benefits and detriments to having one are, what first-t…

Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a credit card is essential, like many car rental businesses an…

A prepaid card is a great gift for yourself or someone else. It’s just like having cash in your wallet, but it’s also used like a credit card, so it needs to be kept safe. Here are more tips and information about how to best use a prepaid c…

Which Pokemon Cards Are Worth Money Find a few decks of old playing cards? You might be shocked to learn they could be valuable! Here’s how to know if your cards are worth serious cash. by Ian Chandler Contributor As a Penny Hoarder, you know tons of ways to earn extra money…. Chances are, if you don’t use a gift card

If you want to live and work in the United States but are not a U.S. citizen, you need documentation that shows you’re allowed to be there. A U.S. green card (also known as a permanent resident card) does that. You can apply for a U.S. gree…

Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The result of an application is mostly based on your credit score, although other factors are…

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Debit cards link to bank accounts. The difference with using a debit card, though, is that the money you spend with a debit card is yours. You aren’t borrowing money for the charges you make. Learn all about debit cards to know if they are …