Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a credit card is essential, like many car rental businesses an…

If you want to live and work in the United States but are not a U.S. citizen, you need documentation that shows you’re allowed to be there. A U.S. green card (also known as a permanent resident card) does that. You can apply for a U.S. gree…

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Debit cards link to bank accounts. The difference with using a debit card, though, is that the money you spend with a debit card is yours. You aren’t borrowing money for the charges you make. Learn all about debit cards to know if they are …

Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The result of an application is mostly based on your credit score, although other factors are…

A prepaid card is a great gift for yourself or someone else. It’s just like having cash in your wallet, but it’s also used like a credit card, so it needs to be kept safe. Here are more tips and information about how to best use a prepaid c…

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Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Here we will look at what exactly a credit card is, what the benefits and detriments to having one are, what first-t…